Private Lending for Real Estate Investors
Close faster.
Win more deals.
Approvals based on your investment — not your employment.
DSCR, Fix & Flip, New Construction & Bridge Loans built for how investors actually buy.
No Tax Returns
No Income Verification
Rates From 6.99%
Close in as Little as 21 Days
● Nationwide Lending
● 2,500+ Deals Closed
● 25+ Years Experience
● Lending Since 2016
The old way is slow
Banks weren't built for investors.
Tax returns, W-2s, months of underwriting — by the time a conventional lender says yes, the deal is already gone to a cash buyer.
Paperwork overload
Tax returns, employment verification, personal financial statements — none of it reflects the deal in front of you.
Underwriting that drags
60–90 day closings mean sellers move on before your financing is even approved.
Rigid qualification
Self-employed, 1099, or buying through an LLC? Traditional lenders weren't built for you.
LOAN PROGRAMS
Four ways we fund your next deal.
Whether you're purchasing your next rental, flipping a property, building from the ground up, or refinancing an existing investment — we'll help you find the right loan program.
PROGRAM 01 / DSCR
DSCR & Rental Loans
Qualify on the property's rental income — not your personal income. Finance a single door or a portfolio, with long-term fixed terms built for landlords.
— Up to 80% LTV
— $200K–$3.5M
— 30-Yr Fixed & ARM
PROGRAM 02 / FIX & FLIP
Fix-and-Flip Loans
Free up capital for renovation. Purchase, refinance, and cash-out options for residential and multi-use properties — BRRR investors welcome.
— No Tax Returns
— Rehab Draws
— Fast Approvals
PROGRAM 03 / GROUND-UP
New Construction
Ground-up build financing for investment properties — from lot acquisition through vertical construction, with draws released as work completes.
— Ground-Up Builds
— Construction Draws
— Investor-Only
PROGRAM 04 / BRIDGE
Bridge Loans
Secure a purchase or refinance now, with the flexibility to self-fund cosmetic improvements — and buy yourself time until permanent financing is in place.
— Flexible Terms
— Short-Term
— Fast Close
LOAN PROGRAMS
Four ways we fund your next deal.
Whether you're purchasing your next rental, flipping a property, building from the ground up, or refinancing an existing investment — we'll help you find the right loan program.
PROGRAM 01 / DSCR
DSCR & Rental Loans
Qualify on the property's rental income — not your personal income. Finance a single door or a portfolio, with long-term fixed terms built for landlords.
— Up to 80% LTV
— $200K–$3.5M
— 30-Yr Fixed & ARM
PROGRAM 02 / FIX & FLIP
Fix-and-Flip Loans
Free up capital for renovation. Purchase, refinance, and cash-out options for residential and multi-use properties — BRRR investors welcome.
— No Tax Returns
— Rehab Draws
— Fast Approvals
PROGRAM 03 / GROUND-UP
New Construction
Ground-up build financing for investment properties — from lot acquisition through vertical construction, with draws released as work completes.
— Ground-Up Builds
— Construction Draws
— Investor-Only
PROGRAM 04 / BRIDGE
Bridge Loans
Secure a purchase or refinance now, with the flexibility to self-fund cosmetic improvements — and buy yourself time until permanent financing is in place.
— Flexible Terms
— Short-Term
— Fast Close
WHO THIS IS FOR
Built specifically for investors.
We Work With
Real Estate Investors
LLCs & Entities
Rental Property Owners
BRRR Investors
Fix & Flip Investors
New Construction Investors
We Don't Finance
Primary Homes
Owner-Occupied Properties
Second Homes
0+
Transactions Closed
0+
Years Lending Experience
0
Min. Credit Score*
0-35
Day Closings
Why Real Estate Investors Choose TLG
Built for how investors actually buy.
No tax returns required
No income or employment verification — the property qualifies, not your paystub.
$200K–$3.5M loans
Up to $5M available on blanket portfolio loans.
Up to 80% LTV
On acquisitions and rate-term refinances.
Credit from 660*
Some exceptions available depending on the deal.
Rates from 6.99%
Competitive pricing across DSCR, bridge, and construction programs.
Texas-based, nationwide reach
Local expertise with a lending network across the country.
— HOW IT WORKS
Three steps to a closed deal.
Tell us about your deal
Fill out the short form below with your property and loan needs.
Get matched to a loan
Our team reviews your scenario and sources the right program.
Close in as little as 21 days
Move fast, beat cash buyers, and get to the closing table.
— What Investors Say —
Trusted by real estate investors.
FAQS
Common questions from investors.
Do I need tax returns?
No. Loans are qualified on the property's income, not your personal tax returns.
How fast can I close?
Many loans close in as little as 21 days, with most closing within 21–35 days.
What's the minimum credit score?
660, with some exceptions depending on the deal.
Can I buy through my LLC?
Yes. We lend to LLCs, corporations, and limited partnerships.
Do you lend nationwide?
Yes. We're based in Texas and lend nationwide.
Do you finance owner-occupied homes?
No. We only finance investment properties — not primary residences, second homes, or owner-occupied properties.